Budgeting tips

Are You Getting The Right Entitlements

Are You Getting The Right Entitlements

Do you know about all of the benefits you could be entitled to if you are on a low income? Despite the ‘Universal Credit’ system giving the impression that all benefits are rolled into one this is not the case. It replaces only Income-Based Job Seeker’s Allowance and Income Related Employment and Support Allowances, Income

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Recovering emotionally from being in debt

Recovering emotionally from being in debt

Debt doesn’t just hit your bank balance and credit rating, it can have a huge impact on your emotional wellbeing too. From stress and anxiety over how you’re going to pay all you owe, to the feelings of failure or shame that many people experience when they’ve been heavily in debt, it can take some

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Illegal Money Lenders

Illegal Money Lenders

With the credit crunch continuing to bite nearly 8 years after it first hit, many loan sharks are cashing-in on the financial vulnerabilities of those most in need. The law states that anyone wishing to operate as a professional money-lender has to be authorised to do so by the FCA – the Financial Conduct Authority.

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Boosting You Supermarket Loyalty Points

Boosting Your Supermarket Loyalty Points

Did you know that you could increase the value of the points on your loyalty card without spending any money? Yes, whether you have a Tesco ClubCard, Nectar Card, Morrisons Match & More card, or all of the above, we give you insider tips and tricks to boost their value. The major retailers use every

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Saving NOW for a debt free christmas

Saving NOW for a debt free christmas

Okay I know many of us haven’t even been on our summer holidays yet and here I am talking about saving for Christmas! Bear with me – you might just be glad you did come the Yuletide. We all know Christmas can seem a million miles away, but we also know how quickly it creeps

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Council Tax Reduction Scheme

Council Tax Reduction Scheme

If you live in England and are on a low income, your local authority might be able to help you pay your council tax. These Council Tax Reduction Schemes, sometimes known as Council Tax Support, have been running since April 2013, and replace the old Council Tax Benefit. Different criteria The amount of financial help

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