Is business borrowing as difficult as it sounds? You have been dreaming up your new business venture, have a business plan that Alan Sugar would be proud of and are ready to embark on your self employed journey of a lifetime. There is just one thing standing in your way- money. Money to set your
Buy to let
Self-employed mortgages readily available Anyone with even a passing interest in the UK mortgage market will tell you what a minefield it is nowadays, with post-crunch lenders nowhere near as generous as they were 6 years ago, but people are still borrowing, and plenty of them are self-employed. Despite lenders now having a reputation for
For many, the term, “negative equity”, is likely to be synonymous with the political, economic and social culture of the early 1990s, and is a phrase that is likely to evoke fear in home-owners around the UK. Put as simply as possible, it is a situation in which a mortgage exceeds the actually value of
As the recession continues to bite, many people are increasingly investigating means of accessing finance in a manner that is cost-effective, quick and financially beneficial. Today, people are constantly bombarded with advertising that shows them how to do this, and it can be difficult to make an informed choice in the wake of such competition.
What does a Conveyancer do? Buying a house can be a tricky business and is one of the major stresses we face in our lives. The process of transferring ownership of a property has many legal aspects to be dealt with and should only to be handed by a professional in the field. This is
Don’t forget to budget for Stamp Duty Buying a house is expensive, not only are house prices considerably higher than in previous years but the added fee’s in order to make the purchase can soon add up. One such fee that many people forget to take into consideration is stamp duty, or land tax as