Money / Loans /

Consolidation Loans

What Is A Debt Relief Order

Options for getting out of debt

Being in debt can feel like you’re stuck in a deep hole with no means of climbing out. Burying you head in the sand will only make the situation worse, so if you are feeling overwhelmed by financial worry read on to discover some of the options that may be available to you. There are

Read More
what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

Read More
why you may be turned down for credit

Why you may be turned down for credit

Until the banking crisis in 2008, lenders were virtually throwing money at people and getting a loan or credit was practically routine. After coming under fire for irresponsible lending, they clamped down and the repercussions of that are still being felt six years later. Even now, getting refused for credit can feel like a body

Read More
Christmas on a loan or credit card

Christmas on a Credit Card or Loan

Those Christmas marketing magicians know how to tickle our festive fancy and before we know it, our seasonal ‘must have’ list is as long as your arm. Everything from flashy lights and table decorations to personalised Santa sacks and Christmas jumpers becomes an essential. But stop and think – when the credit card statement hits

Read More
Reclaiming PPI

Reclaiming PPI

If you’ve ever taken out a loan, mortgage, store card, finance or insurance, then it is well worth checking if you paid Payment Protection Insurance (PPI). If you have you may be eligible for reclaiming PPI. What is PPI? PPI is insurance to cover payments should you have an accident, become ill or are made

Read More
maternity leave debt

Debt management tips

Bankruptcy Debt tends to be one of those areas we just accept, but it can quickly get out of control. If your debt is starting to impact on other areas of your life and you’re struggling to meet repayments, you need to assess the situation quickly and see what the most effective solution is for

Read More