This may sound like a silly question, but really … do you need to borrow money? Reaching for a credit or store card, buying goods on credit in general, seems to have become the default position for shoppers everywhere. But when economic uncertainty still looms large, it may be time to reassess your buying habits.
Weekly payment stores allow customers to ‘rent’ expensive products with a view to purchasing them towards the end of the agreement. At first glance, this looks like a great deal. You get an item that you may not otherwise be able to afford and you get to keep the product once you’ve paid it off.
They are one of the quickest and simplest means of securing funds, but anyone taking out a PayDay loan pays heavily for this convenience. PayDay loans are one of the most expensive ways of borrowing money; failure to meet the strict repayment rules can quickly lead to the debt spiralling out of control and seriously
Redundancy leaves many scars in its wake; often the most pressing issue is how to cope with the sudden loss of income. Fear and panic can easily set in, as the implications of losing a precious salary overnight start to sink in. It’s vital not to allow your worries to cloud your judgement – keep
The inevitable monthly flop of the credit and store card bills on the mat is enough to make the heart sink a little. The weight of the debts can hang over you like a cloud; it’s a natural instinct to try to forget all about them. But deep down we all know that shoving the
If you’re temporarily struggling financially, it can be a good idea to borrow what you need. While not getting a loan is always the best advice you can follow, there are times when they can prove to be useful. At one time lenders would only lend thousands of pounds to borrowers. However, with the rise