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Credit Cards

  • 2015 budget

    Making your money go further

    No matter how much you earn, you probably wish you could make your money go further. Here are some tips on how to make sure you get the most out of your cash. Budget Even if you don’t find yourself running short at the end of the month, budgeting can be a great way of

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    why you may be turned down for credit

    Why you may be turned down for credit

    Until the banking crisis in 2008, lenders were virtually throwing money at people and getting a loan or credit was practically routine. After coming under fire for irresponsible lending, they clamped down and the repercussions of that are still being felt six years later. Even now, getting refused for credit can feel like a body

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    Christmas on a loan or credit card

    Christmas on a Credit Card or Loan

    Those Christmas marketing magicians know how to tickle our festive fancy and before we know it, our seasonal ‘must have’ list is as long as your arm. Everything from flashy lights and table decorations to personalised Santa sacks and Christmas jumpers becomes an essential. But stop and think – when the credit card statement hits

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    Reclaiming PPI

    Reclaiming PPI

    If you’ve ever taken out a loan, mortgage, store card, finance or insurance, then it is well worth checking if you paid Payment Protection Insurance (PPI). If you have you may be eligible for reclaiming PPI. What is PPI? PPI is insurance to cover payments should you have an accident, become ill or are made

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    bad credit loans

    Bad credit loans

    Unfortunately, we’re not all blessed with perfect credit ratings, which can cause issues when applying for loans and credit cards. This isn’t always a result of bad financial management and sometimes circumstances mean we’re unable to make the repayments. For those in this situation, there are a number of specialist lenders that are still prepared

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    sticking to your Christmas budget

    Sticking to your Christmas budget

    Christmas is by far the most expensive time of year. With gifts, decorations, cards and food to stock up on, it’s easy to spend way more than you set out to. As stores fight for customers, exclusive deals and great discounts are offered that can seem too good to miss. If you’re on a budget

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