Money /

Credit Rating

  • What is the best way to borrow a small amount

    What is the best way to borrow a small amount

    If you’re temporarily struggling financially, it can be a good idea to borrow what you need. While not getting a loan is always the best advice you can follow, there are times when they can prove to be useful. At one time lenders would only lend thousands of pounds to borrowers. However, with the rise

    Read More
    How to deal with a Bailiff

    How to deal with a Bailiff

    A bailiff may pay you a visit if you have an unpaid debt and you have not been in contact with whoever you owe the money to. They are also engaged to provide a personal handover service for certain legal documents. Bailiffs are effectively ‘enforcement agents’, whose job is to uphold the law. They have

    Read More
    what is apr

    What is APR

    Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

    Read More
    5 Things that can ruin your credit history

    5 Things that can ruin your credit history

    Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are

    Read More
    How to finance building a home extension

    How to finance building a home extension

    If you’ve ever dreamed of having more space in your home then chances are you’ve considered building an extension. Creating extra family space in this way may be more cost-effective than moving house, but will still make a significant dent in your finances – you may think it’s beyond your budget. But don’t give up

    Read More
    saving money on your holiday

    Saving money on your holiday

    Winter gloom is enough to prompt many of us to start thinking about our summer holidays. But as with any big expense, it pays to do your homework before parting with your cash. Avoid being drawn-in by mesmerising images of sun-kissed beaches and keep a focus on the numbers. There is plenty of time ahead

    Read More