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  • borrowing through a credit union

    Borrowing through a credit union

    When you’re looking for credit, the most obvious places to apply are the bank and payday loan lenders. However, did you know borrowing through a credit union could be a better option? Credit unions often offer lower rates than other lenders and there are no third parties taking a cut of the profits. They have

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    What is second mortgage borrowing

    What is second mortgage borrowing

    We all have an understanding of exactly what a mortgage is; where you gain the finances to buy a property through a bank or building society. However, it’s not always clear what is meant by a second mortgage and how this affects your initial borrowing. What is a second mortgage? A second mortgage refers to

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    Tips for using price comparison sites

    Tips for using price comparison sites

    If you’re looking to save some money on your monthly bills, then changing utility, credit card or insurance supplier is a good place to start. There are a number of price comparison sites that can help you quickly research the market and find the cheapest deal. They do offer many advantages, but there are also

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    The best credit cards for spending

    The best credit cards for spending

    If you’re searching for a new credit card, then it can be hard to see exactly which the right one for you is. It’s beneficial to choose one that matches your particular needs, for example saving rewards or clearing existing debts. This way the interest rate and features will be more suited to your particular

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    Ending a fixed term tenancy agreement

    Ending a fixed term tenancy agreement

    If you are planning to move home but have a fixed tenancy agreement with your landlord you may find it tricky to get out of. The nature of a fixed tenancy agreement means that you can’t simply give notice and move out. Instead, your landlord can insist that you continue to pay rent on the

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    What is a 0% credit card

    What is a 0% credit card

    ‘Credit’ has become a bit of a dirty word of late. Lenders have been lambasted for irresponsibly chucking money at people, with little thought or care for how mounting debts can wreck lives. But hang on a sec – let’s not forget that credit originated as a way of giving people access to cash in

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