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  • credit card do's and dont's

    Credit card do’s and dont’s

    We have a love:hate relationship with credit cards, those innocuous little plastic rectangles that sit in our pockets. On the one hand they offer instant access to all our heart’s desire – well, up to our credit limit anyway. And on the other hand they can quickly become the root of untold financial difficulties through

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    How do you finance buying a new car

    How do you finance buying a new car

    If your clutch is clattering and your bodywork has seen better days, it may be time to think about buying a new car. Great idea, but motors don’t come cheap. Your car is probably the second biggest expense you’ll ever make, after buying a house. Oh, and having kids – hmm, make that the third

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    Choosing the right loan for you

    Choosing the right loan for you

    If you are planning a major purchase, such as home improvements, a new car, or even want to consolidate existing debt, you might want a loan and choosing the right loan for you can be difficult. A personal loan gives you a set amount of money, usually from £1,000 to £25,000, which must be repaid

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    refused credit or a loan

    Refused for credit or a loan

    When the ‘Computer Says No’ being refused for credit or a loan it can feel like an irritation, or the end of the world, depending on your specific needs and circumstances at the time. If you’re wondering what you can do if refused for credit or a loan, and what alternative options there are, then

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    Harder to get a mortgage now

    Harder to get a mortgage now

    New rules that came into force at the end of April could make it harder to get a mortgage now. The changes have been brought in to prevent home owners taking on excessive loans and it means lenders will now look more closely at your finances. Before the financial crisis, banks were less strict about

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    payday loans vs overdrafts

    Payday loans vs overdrafts

    We all know that payday loans involve excruciatingly high interest rates and are really best avoided. So is it payday loans vs overdrafts or should we shop around for an alternative? Those finding themselves a bit short of cash at the end of the month often opt for dipping into an overdraft rather than paying

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