Money /

Dealing with debts

  • Fast track Voluntary agreement

    Save or pay debts first?

    We’ve been taught for years by financial experts to pay off our debts before we start saving. However, in these difficult times is this still the right advice? Having money available when we need it could be a better way of realising our ambitions and taking advantage of the situation. Should you be saving? The

    Read More
    Budgeting Loans

    Budgeting Loans

    Applying for a loan can be a little nerve wracking at the best of times and if you have been claiming any income related benefits, you may find it difficult getting credit from usual lenders. But in cases where you need a loan to pay for essential items such as furniture, clothes or rent and

    Read More
    credit unions loan alternatives

    Can you get a loan if you are receiving benefits?

    We all have times when we could do with some extra money, whether it’s for emergency repairs or home improvements. Often people will turn to a loan company. However, if you’re in receipt of benefits it’s not always that easy. What options are available to you if you require a loan and you’re on benefits?

    Read More
    Negative Equity: What are my options?

    Could a government Mortgage Rescue Scheme help you?

    The Mortgage Rescue Scheme The current economic climate has taken its toll on many and families have found themselves some of the hardest hit. A lack of work, redundancies and increasing debt have resulted in many families facing the prospect of having their home repossessed. However, if your home is at risk then there may

    Read More
    The Working Parent Article

    Budgeting: How to get started

    Budgeting can often go out of the window. Our lifestyle and routines change dramatically when children come along, and of course so do our outgoings. It’s easy to shy away from budgeting because it can seem like a chore: There aren’t enough hours in the day and it can feel overwhelming. But simply getting into

    Read More