Maxed out your Credit Card? You have a credit card that is maxed out, you may need to increase the limit to make a specific purchase with the intention of paying it back as soon as possible or you may be wanting to take out a new 0% interest card to transfer the balance. Firstly,
Dealing with debts
We’ve been taught for years by financial experts to pay off our debts before we start saving. However, in these difficult times is this still the right advice? Having money available when we need it could be a better way of realising our ambitions and taking advantage of the situation. Should you be saving? The
Applying for a loan can be a little nerve wracking at the best of times and if you have been claiming any income related benefits, you may find it difficult getting credit from usual lenders. But in cases where you need a loan to pay for essential items such as furniture, clothes or rent and
We all have times when we could do with some extra money, whether it’s for emergency repairs or home improvements. Often people will turn to a loan company. However, if you’re in receipt of benefits it’s not always that easy. What options are available to you if you require a loan and you’re on benefits?
The Mortgage Rescue Scheme The current economic climate has taken its toll on many and families have found themselves some of the hardest hit. A lack of work, redundancies and increasing debt have resulted in many families facing the prospect of having their home repossessed. However, if your home is at risk then there may
Budgeting can often go out of the window. Our lifestyle and routines change dramatically when children come along, and of course so do our outgoings. It’s easy to shy away from budgeting because it can seem like a chore: There aren’t enough hours in the day and it can feel overwhelming. But simply getting into