Money /

Dealing with debts

  • Benefits for students on low incomes

    Benefits for students on low incomes

    While years of study can eventually have a positive impact on your family finances, at the time it can be a real struggle to get by on a student’s income. Whether you’ve already started your studies or are considering undertaking a course, you may be interested to know that there are some benefits you might

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    what is apr

    What is APR

    Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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    Paying rent arrears

    Paying rent arrears

    If you’ve fallen behind with your rent, don’t hide from the problem as there is help and advice available. It can be an extremely worrying time when you fall into rent arrears, though the longer you leave it, the worse the problem becomes. It helps if you understand your rights and the correct procedure for

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    Is boiler cover worth it

    Is boiler cover worth it

    Taking out cover for your boiler may feel like a good move. Especially if your family situation means a lack of heating or hot water would result in significant suffering. But optional insurances such as this are a drain on the monthly finances. Are they really worth it? What is Boiler Cover? Boiler cover demands

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    5 Things that can ruin your credit history

    5 Things that can ruin your credit history

    Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are

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    Are money worries pushing couples to breaking point

    Are money worries pushing couples to breaking point

    Money has always been a key cause of difficulties between couples. And as the credit crunch continues to bite many partnerships are being ground-down by the interminable need to watch the pennies. When money is tight, even the simplest of innocent spending actions can easily spark an argument as individuals struggle to remain in control

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