Struggling with debt is never easy. As it plays on your mind and you get more and more worried about the situation staying happy can become a real challenge. If you have financial troubles then looking after your emotional wellbeing is important. Debt has been linked to anxiety and depression and so it’s essential that
Debt Relief Orders (DRO) are a possible solution to your debt problems. They act as a legal respite from the burden of your debts – it effectively means you are relieved of making payments towards your debts, and protected from being pursued by your creditors. At the end of the DRO period (which is usually
When you’re struggling on a low income, or perhaps trying to get by on benefits alone, the regular round of bills landing on the mat can feel overwhelming. Money management is not always easy, and not everyone has ability to keep tight tabs on their finances all the time. This can easily lead to debt.
Pound shops have been a feature of our High Street for many years now, but in the wake of the financial crisis it seemed as if they were cropping up everywhere. Most towns and cities now have several value stores of one form or another, and they appear to be doing a roaring trade. We
Certain benefits come with strings attached. There may be particular things that you have to do in order to remain eligible to receive them, such as attending interviews, or applying for jobs. And if you fail to meet these obligations then the government has the right to temporarily stop or reduce the amount of benefit
Do you know about all of the benefits you could be entitled to if you are on a low income? Despite the ‘Universal Credit’ system giving the impression that all benefits are rolled into one this is not the case. It replaces only Income-Based Job Seeker’s Allowance and Income Related Employment and Support Allowances, Income