Equity Release

Home equity release explained

Home equity release explained

The term equity release refers to financial products that let people, usually over a certain age, free up some of the cash invested in their property. If you need to top up your pension or would rather use the money tied up in your home for other things, releasing some of the equity can be

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How much can I borrow for a Mortgage

How much can I borrow for a Mortgage

Buying a home is one of the biggest life decisions you will ever make. It is the most expensive thing you will likely ever own. For many people, it’s a financial repayment that they are committing to for the next 15, 20, or even 30 years. If you’re looking to get a long-term mortgage, it

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what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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Is equity release right for me

Is equity release for me

If you’re a homeowner, over time your property builds up equity. You can choose to release some or all of the equity in order to receive a lump sum of money but is equity release for me? While it can seem like a great idea, it isn’t always the best option. It is a long

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property maintenance

Are house prices on the increase?

With the recession still fresh in everyone’s minds, we’ve become more conscious of house prices. Following a dramatic decline over the past few years, a number of recent figures have shown that the market is starting to pick up. Is this a continuing trend and what are the reasons behind the increases? What do the

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increase the value of your home

Are you aware of home equity release risks?

Did you know that you could use the value of your home to get your hands on extra cash? The process, known as home equity release, unlocks money tied up in property to provide homeowners with a cash lump sum or monthly income. It’s thought that people over the age of 50 have a total

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