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Help and guidance

  • Benefit Sanctions And How To Deal With Them

    Benefit Sanctions And How To Deal With Them

    Certain benefits come with strings attached. There may be particular things that you have to do in order to remain eligible to receive them, such as attending interviews, or applying for jobs. And if you fail to meet these obligations then the government has the right to temporarily stop or reduce the amount of benefit

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    Consumer Rights - Am I Entitled To A Refund Or Exchange

    Consumer Rights – Am I Entitled To A Refund Or Exchange

    Imagine buying something you’ve had your heart set on for a while, something you’ve saved hard for. Feels good, right? But when you get home and open it up you find it’s faulty in some way. Disappointed, you return to the shop for a refund or perhaps and exchange, but your complaint falls on deaf

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    Saving For A Wedding

    Saving For A Wedding

    The average UK wedding now costs a staggering £21,000 so it’s hardly surprising that most couples choosing to marry need some time to save up before the big day. Set a budget Yes, we know this seems incredibly dull but it’s important that you know how much cash you’re going to have to spend. The

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    Are You Getting The Right Entitlements

    Are You Getting The Right Entitlements

    Do you know about all of the benefits you could be entitled to if you are on a low income? Despite the ‘Universal Credit’ system giving the impression that all benefits are rolled into one this is not the case. It replaces only Income-Based Job Seeker’s Allowance and Income Related Employment and Support Allowances, Income

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    Emergency Tax Explained

    Emergency Tax Explained

    The world of tax can be a confusing place at times. For the most part we usually end up trusting our employers and the tax office to get it right but now and again something crops up that we really need to be aware of. Emergency tax is one of those things. What is emergency

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    Part Exchange Housing Schemes

    Part Exchange Housing Schemes

    In an effort to boost a still-sluggish housing market in some areas, builders are increasingly offering part-exchange deals to entice buyers. Known in the trade as ‘PX’ schemes, this type of deal basically enables you to trade in your existing home as part payment for a new build property. It’s chain-free, misses out the estate

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