Money /

Help and guidance

  • Part Exchange Housing Schemes

    Part Exchange Housing Schemes

    In an effort to boost a still-sluggish housing market in some areas, builders are increasingly offering part-exchange deals to entice buyers. Known in the trade as ‘PX’ schemes, this type of deal basically enables you to trade in your existing home as part payment for a new build property. It’s chain-free, misses out the estate

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    Faulty Goods - Repair or Replace

    Faulty Goods – Repair or Replace

    The Sale of Goods Act 1979 provides many protections for buyers. One of its key provisions is that which states that if there is something wrong with goods you have bought you can ask the vendor to repair or replace them, free of any charge to you. As with all such laws there are always

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    Recovering emotionally from being in debt

    Recovering emotionally from being in debt

    Debt doesn’t just hit your bank balance and credit rating, it can have a huge impact on your emotional wellbeing too. From stress and anxiety over how you’re going to pay all you owe, to the feelings of failure or shame that many people experience when they’ve been heavily in debt, it can take some

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    Illegal Money Lenders

    Illegal Money Lenders

    With the credit crunch continuing to bite nearly 8 years after it first hit, many loan sharks are cashing-in on the financial vulnerabilities of those most in need. The law states that anyone wishing to operate as a professional money-lender has to be authorised to do so by the FCA – the Financial Conduct Authority.

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    Boosting You Supermarket Loyalty Points

    Boosting Your Supermarket Loyalty Points

    Did you know that you could increase the value of the points on your loyalty card without spending any money? Yes, whether you have a Tesco ClubCard, Nectar Card, Morrisons Match & More card, or all of the above, we give you insider tips and tricks to boost their value. The major retailers use every

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    How to switch your bank account

    How to switch your bank account

    In September 2013, the Current Account Switch Service was introduced to make switching bank accounts easier and quicker. The scheme standardises the process of switching across the UK, regardless of who you bank with. 1) Compare bank accounts Since the launch of the seven day switching service, there has been an influx of incentives available

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