Money /

Investments

  • loan sharks

    What is an Offshore Savings Account?

    Many people think that offshore savings accounts are just for the super rich who want to limit their tax liabilities. However, this isn’t the case and while some accounts have minimum deposits, they can be opened by any UK resident. How exactly do they operate and how can they benefit a UK saver? With an

    Read More
    Saving for a house deposit piggy bank

    Saving a deposit for a house?

    Whether it’s a first home or a house move, saving for a deposit is an important part of buying a property. With the mortgage market still fairly unstable, the best deals are reserved for those with large deposits. How do you budget and plan effectively to help you save more? According to the Halifax House

    Read More
    Should I use an Independent Financial Advisor?

    Should I Use An Independent Financial Advisor?

    What does an Independent Financial Advisor (IFA) do? In short, an Independent Financial Advisor (IFA) will offer advice and information about investments, protection products, mortgages, pensions, annuities, tax structuring and financial planning. If you are just wanting to cut bills, re-jig your finances, or cut credit card debt, a financial advisor won’t be the person

    Read More
    Piggy bank family

    What is an ISA?

    ISA stand for Individual Savings Account, and they’re the most basic form of tax avoidance available to residents of the UK. When did we start using an ISA? Back in the ‘80s and early ‘90s, the forerunners to ISAs were launched by the Thatcher and Major governments. You may remember PEPs (Personal Equity Plans) and

    Read More
    Choosing a Conveyancer or Conveyancing Solicitor?

    Choosing a Conveyancer or Conveyancing Solicitor?

    What does a Conveyancer do? Buying a house can be a tricky business and is one of the major stresses we face in our lives. The process of transferring ownership of a property has many legal aspects to be dealt with and should only to be handed by a professional in the field. This is

    Read More
    benefits for pensioners

    Should I get a pension?

    When we are young, having fun, seeing friends and planning holidays abroad, probably the last thing on our minds is what will happen when we retire – we will never get that old, right? Well the majority of us will and it really is worth planning for our financial future including for our pension so

    Read More