The term equity release refers to financial products that let people, usually over a certain age, free up some of the cash invested in their property. If you need to top up your pension or would rather use the money tied up in your home for other things, releasing some of the equity can be
This may sound like a silly question, but really … do you need to borrow money? Reaching for a credit or store card, buying goods on credit in general, seems to have become the default position for shoppers everywhere. But when economic uncertainty still looms large, it may be time to reassess your buying habits.
Weekly payment stores allow customers to ‘rent’ expensive products with a view to purchasing them towards the end of the agreement. At first glance, this looks like a great deal. You get an item that you may not otherwise be able to afford and you get to keep the product once you’ve paid it off.
They are one of the quickest and simplest means of securing funds, but anyone taking out a PayDay loan pays heavily for this convenience. PayDay loans are one of the most expensive ways of borrowing money; failure to meet the strict repayment rules can quickly lead to the debt spiralling out of control and seriously
Redundancy leaves many scars in its wake; often the most pressing issue is how to cope with the sudden loss of income. Fear and panic can easily set in, as the implications of losing a precious salary overnight start to sink in. It’s vital not to allow your worries to cloud your judgement – keep
In an effort to promote ‘green living’ and also to help meet its reduced emissions targets, the government introduced the Green Deal. There is a lot of confusing information circulating, about what it is and how it works, so here is our ‘What You Need to Know’ guide to bust the myths and give you