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Loans

  • What is the best way to borrow a small amount

    What is the best way to borrow a small amount

    If you’re temporarily struggling financially, it can be a good idea to borrow what you need. While not getting a loan is always the best advice you can follow, there are times when they can prove to be useful. At one time lenders would only lend thousands of pounds to borrowers. However, with the rise

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    How to deal with a Bailiff

    How to deal with a Bailiff

    A bailiff may pay you a visit if you have an unpaid debt and you have not been in contact with whoever you owe the money to. They are also engaged to provide a personal handover service for certain legal documents. Bailiffs are effectively ‘enforcement agents’, whose job is to uphold the law. They have

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    Benefits for students on low incomes

    Benefits for students on low incomes

    While years of study can eventually have a positive impact on your family finances, at the time it can be a real struggle to get by on a student’s income. Whether you’ve already started your studies or are considering undertaking a course, you may be interested to know that there are some benefits you might

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    what is apr

    What is APR

    Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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    cheap personal loans

    Cheap personal loans

    If you need to borrow a substantial amount of cash, you’ll want to ditch the credit card in favour of a personal loan. The loan market is incredibly competitive at the moment, meaning that providers have been forced to lower their rates to attract customers. Competition has been so fierce that rates fell to an

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    Are money worries pushing couples to breaking point

    Are money worries pushing couples to breaking point

    Money has always been a key cause of difficulties between couples. And as the credit crunch continues to bite many partnerships are being ground-down by the interminable need to watch the pennies. When money is tight, even the simplest of innocent spending actions can easily spark an argument as individuals struggle to remain in control

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