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Loans

  • Reclaiming PPI

    Reclaiming PPI

    If you’ve ever taken out a loan, mortgage, store card, finance or insurance, then it is well worth checking if you paid Payment Protection Insurance (PPI). If you have you may be eligible for reclaiming PPI. What is PPI? PPI is insurance to cover payments should you have an accident, become ill or are made

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    bad credit loans

    Bad credit loans

    Unfortunately, we’re not all blessed with perfect credit ratings, which can cause issues when applying for loans and credit cards. This isn’t always a result of bad financial management and sometimes circumstances mean we’re unable to make the repayments. For those in this situation, there are a number of specialist lenders that are still prepared

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    Better ways to borrow than a payday loan

    I can’t pay my payday loan

    Payday loans can be useful in certain circumstances and when they’re used in the way they were intended. They are an option for short term loans or when emergencies arise and there is no other way to obtain the money. Problems can occur, though, if you find you can’t meet the repayments, but there are

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    borrowing through a credit union

    Borrowing through a credit union

    When you’re looking for credit, the most obvious places to apply are the bank and payday loan lenders. However, did you know borrowing through a credit union could be a better option? Credit unions often offer lower rates than other lenders and there are no third parties taking a cut of the profits. They have

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    What is second mortgage borrowing

    What is second mortgage borrowing

    We all have an understanding of exactly what a mortgage is; where you gain the finances to buy a property through a bank or building society. However, it’s not always clear what is meant by a second mortgage and how this affects your initial borrowing. What is a second mortgage? A second mortgage refers to

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    Tips for using price comparison sites

    Tips for using price comparison sites

    If you’re looking to save some money on your monthly bills, then changing utility, credit card or insurance supplier is a good place to start. There are a number of price comparison sites that can help you quickly research the market and find the cheapest deal. They do offer many advantages, but there are also

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