Money /

Mortgages

  • Choosing a Conveyancer or Conveyancing Solicitor?

    Choosing a Conveyancer or Conveyancing Solicitor?

    What does a Conveyancer do? Buying a house can be a tricky business and is one of the major stresses we face in our lives. The process of transferring ownership of a property has many legal aspects to be dealt with and should only to be handed by a professional in the field. This is

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    Negative Equity: What are my options?

    Equity Release: Think Carefully

    It sounds like the perfect solution to an age old problem of being equity rich and cash poor in retirement – sell part or all of your home to an equity release company, have the cash to spend while you can enjoy it and the equity release company re-coup the money on the sale of

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    Stamp Duty-how much will we have to pay?

    Stamp Duty- How much will we have to pay?

    Don’t forget to budget for Stamp Duty Buying a house is expensive, not only are house prices considerably higher than in previous years but the added fee’s in order to make the purchase can soon add up. One such fee that many people forget to take into consideration is stamp duty, or land tax as

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    pros and cons of the Help to buy scheme

    Fixed, Tracker or Variable Rate Mortgage?

    Getting a mortgage these days can be pretty tricky, with banks tightening up their conditions for lending and in turn forcing customers to save up larger deposits, have impeccable credit history and stable employment to get the best deals. Once you have battled your way through the ‘screening’ process, the hard work doesn’t stop there.

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    Can you reclaim your PPI?

    How do you reclaim your PPI?

    What’s PPI? I’m sure most of us will have been there, sat in the bank, shop or on the end of a phone, nervously waiting to see whether we have been accepted for a loan, mortgage, credit or store card and then signing on the dotted line without really checking the small print. The problem

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    Negative Equity: What are my options?

    Could a government Mortgage Rescue Scheme help you?

    The Mortgage Rescue Scheme The current economic climate has taken its toll on many and families have found themselves some of the hardest hit. A lack of work, redundancies and increasing debt have resulted in many families facing the prospect of having their home repossessed. However, if your home is at risk then there may

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