Money /

Mortgages

  • dealing with difficult tenants

    Dealing with difficult tenants

    The rental sector is booming, with 40% more people living in rented accommodation than in 2006. As someone who lives in a rented home, I can vouch for the fact that most of us are respectable people who will treat our landlords and their homes well. However, there are some loose canons as with everything,

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    offset mortgages

    Offset mortgages

    Wouldn’t it be nice if you were only charged interested on portion of your mortgage? Offset mortgages give you the chance to do just that – and you don’t have to pay anything extra. So, what’s the catch? Well, there isn’t really one. You need to have savings for starters, as this balance is what’s

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    Harder to get a mortgage now

    Harder to get a mortgage now

    New rules that came into force at the end of April could make it harder to get a mortgage now. The changes have been brought in to prevent home owners taking on excessive loans and it means lenders will now look more closely at your finances. Before the financial crisis, banks were less strict about

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    Understanding and calculating rental yield

    Understanding and calculating rental yield

    The buy to let market can be a really lucrative one, especially as demand has soared as more people are unable to make it onto the first rung of the property ladder. Understanding and calculating rental yield is important in making future decisions on your buy to let property purchase. Many people cannot afford to

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    dividing your home in a divorce settlement

    Dividing your home in a divorce settlement

    As if ending a marriage and going your separate ways isn’t stressful enough, at some point you’ll have to consider how you are going to split the home you made together. If you’re going through a divorce or dissolving a civil partnership, it’s important to know where you both stand when it comes to dividing

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    what to do if you can't pay your mortgage

    What to do if you can’t pay your mortgage

    Are you wondering what to do if you can’t pay your mortgage? For most of us, the mortgage (or rent) is our biggest monthly outgoing; watching the bank account haemorrhage each month is not pretty, and when you know there isn’t enough cash to cover those essential bills it can feel pretty scary. What to

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