Money /

Mortgages

  • What is a repayment mortgage

    What is a repayment mortgage

    Getting a mortgage can be a time consuming and difficult task, especially if you’re a first time buyer tying to get on the ladder. There are different types of mortgages, each with their own advantages and disadvantages that you need to be aware of. As it’s one of the most important decisions you’ll ever have

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    How to add value to your home

    How to increase the value of your home

    Six ways to increase the value of your home Whether you’re thinking of selling soon or at some point in the future, it’s worth considering how some improvements can increase the value of your home. There are some changes that will help to increase the price and give you a better chance of selling. However, other

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    mortgage lending

    New mortgage lending rules

    The government has been tinkering with legislation again. This time in relation to new mortgage lending rules. It is a further attempt to prevent another wholesale collapse of the housing market, and simultaneously help homeowners make responsible decisions about debt. The new rules came into force on 26th April this year. Here is a simple

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    Buying a listed building

    A listed building is one that has been awarded special status due to its architectural or historical interest. A listed building is afforded certain protections from alterations that may cause the reason for its interest to be damaged in some way. The older a building is, the more likely it is to be listed. It

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    bying a house

    Buying a house: How to make an offer on a property

    Buying a house can be an exciting experience – you get to look around various properties and decide what qualities in a house are most important to you. Once you’ve found ‘the one’, that’s when the real hard work starts. The very first thing you need to decide when buying a house you want is how much to

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    tax liabilities as a landlord

    What are your tax liabilities as a landlord?

    Once you start renting out a property, you will be expected to start paying tax as you would with any other business. Each businesses tax is worked out slightly differently – and your tax liabilities as a landlord takes into consideration the annual rent and your expenses. What expenses can you claim? All businesses have expenses

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