Offset

Considerations when buying a property

Considerations when buying a property

Your property is probably the most expensive thing you will ever buy. Getting it right is essential, so it pays to take your time and consider your purchase from every angle. Here are some tips for what to look out for when you are buying a new home – some obvious, some less so. It’s

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How much can I borrow for a Mortgage

How much can I borrow for a Mortgage

Buying a home is one of the biggest life decisions you will ever make. It is the most expensive thing you will likely ever own. For many people, it’s a financial repayment that they are committing to for the next 15, 20, or even 30 years. If you’re looking to get a long-term mortgage, it

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offset mortgages

Offset mortgages

Wouldn’t it be nice if you were only charged interested on portion of your mortgage? Offset mortgages give you the chance to do just that – and you don’t have to pay anything extra. So, what’s the catch? Well, there isn’t really one. You need to have savings for starters, as this balance is what’s

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mortgage lending

New mortgage lending rules

The government has been tinkering with legislation again. This time in relation to new mortgage lending rules. It is a further attempt to prevent another wholesale collapse of the housing market, and simultaneously help homeowners make responsible decisions about debt. The new rules came into force on 26th April this year. Here is a simple

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help to buy

Buying or renting? The pros and cons

With the cost of buying a house rising faster than salaries and rent, it can be confusing trying to decide which option is best for you. We weigh up the pros and cons of buying versus renting. Counting up the costs Whether you are renting or buying, you are still entering into a legal agreement

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