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Remortgaging

  • Home equity release explained

    Home equity release explained

    The term equity release refers to financial products that let people, usually over a certain age, free up some of the cash invested in their property. If you need to top up your pension or would rather use the money tied up in your home for other things, releasing some of the equity can be

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    Getting a mortgage with a low deposit

    Getting a mortgage with a low deposit

    Saving for a deposit on a mortgage can seem like a huge task. With most lenders asking for at least 5% of the property price up front, it usually means having to save thousands of pounds before you can even start looking. The amount of money you have to put down as a deposit can

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    How much can I borrow for a Mortgage

    How much can I borrow for a Mortgage

    Buying a home is one of the biggest life decisions you will ever make. It is the most expensive thing you will likely ever own. For many people, it’s a financial repayment that they are committing to for the next 15, 20, or even 30 years. If you’re looking to get a long-term mortgage, it

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    Home Insurance guide

    Home Insurance guide

    Wherever you live, home insurance is essential to ensure you are protected if something happens to your property. Buildings insurance If you rent your home then your landlord should cover buildings insurance. But for homeowners, buildings insurance is vital as it covers the structure of your home against damage. Buildings insurance usually refers to the

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    what is apr

    What is APR

    Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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    How to finance building a home extension

    How to finance building a home extension

    If you’ve ever dreamed of having more space in your home then chances are you’ve considered building an extension. Creating extra family space in this way may be more cost-effective than moving house, but will still make a significant dent in your finances – you may think it’s beyond your budget. But don’t give up

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