Money /

Remortgaging

  • family with mortgage broker

    Choosing a mortgage broker

    Finding the right mortgage deal is not a quick or easy process. If you go direct to each lender it can take a long time and you won’t always get the best deals. By choosing a mortgage broker, you can research a much wider range of products in a short period of time. What services

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    tips for surviving on a low income

    Saving Money Tips: You don’t need to miss out

    We are generally becoming much better at saving money and cutting back on luxuries. The days of endless cheap unsecured loans, full employment and live-now-pay-later lifestyles are well behind us, with the cold hard reality of thrift now playing an important part in most people’s lives. The trick to dealing with this is to find

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    credit score?

    Can you improve your credit rating?

    Are you wondering ‘can you improve your credit rating?’ Your credit score can affect your ability to successfully apply for finance products or benefit from preferential rates. However, do you know exactly how it’s calculated or the best ways of improving it? What’s a credit score? Your credit rating is used by lenders to determine how

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    mortgage lending

    Remortgaging to save money: Is it an option for me?

    Remortgaging to save money: Is it an option for me? Remortgaging to save money has been an option many people have been opting for in recent years. For most people, mortgage repayments represent their largest monthly outgoing and any way in which you can save money or repay the debt quicker is good news. Mortgage rates

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    parental separation

    Joint Mortgage after Separation and Divorce

    Sorting out your joint mortgage after separation or divorce can be tricky. Sadly, around 50% of marriages now end in divorce and as well as the heartache of a relationship breakdown, if you own your home or have a mortgage on it, as well as the upset of possibly leaving the family home, you face

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    stamp duty

    What is a higher lending fee on a mortgage?

    If you have a mortgage or are applying for one, you may have heard the term ‘higher lending fee’ banded about. With house prices in the UK rising considerably more than wages in recent years, many more people are finding they having to pay this higher lending fee which is applied when borrowing over a

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