Your property is probably the most expensive thing you will ever buy. Getting it right is essential, so it pays to take your time and consider your purchase from every angle. Here are some tips for what to look out for when you are buying a new home – some obvious, some less so. It’s
Most of the time it can be a struggle to simply meet the basic mortgage payment each month. But every so often you may have a little extra cash, you may find yourself wondering if it’s worth using it to pay off a bit more of the debt on your home. Interest on savings accounts
The government has been tinkering with legislation again. This time in relation to new mortgage lending rules. It is a further attempt to prevent another wholesale collapse of the housing market, and simultaneously help homeowners make responsible decisions about debt. The new rules came into force on 26th April this year. Here is a simple
Your mortgage is one of the most expensive thing you will ever buy and also the longest term loan you’ll ever have to borrow. With today’s uncertain economic climate, it can be a worry getting tied to a mortgage for the foreseeable future, as most last for at least 25 years, but some up to
When it comes to buying a property, the easy part is finding the house of your dreams. It can get much more complicated when you put in an offer and negotiate on the price. Most of us aren’t that comfortable with trying to get a reduction, so where should you start when making an offer?
With the recession still fresh in everyone’s minds, we’ve become more conscious of house prices. Following a dramatic decline over the past few years, a number of recent figures have shown that the market is starting to pick up. Is this a continuing trend and what are the reasons behind the increases? What do the