On the face of it Direct Debits are a fantastic invention – they help you ensure that you don’t miss critical payments that may otherwise lead to debt. What better way to manage your finances. But before we all start patting ourselves on the back for our own cleverness let’s just take a step back
There was a time when no one thought twice about placing money in a bank or building society for safe keeping. And then we had the financial crisis and a few big name banks collapsed. Panic set in. While this may now seem like a distant nightmare it has left a scar that may never
It’s a proven fact that those who set themselves a specific savings goal are more likely to achieve their target than those who simply save willy-nilly. And seeing your savings balance creep upwards each month is the ideal incentive to keep going. The start of a new year is the perfect time to begin your
For me, budgeting has to be one of the dullest activities on the planet. But in the spirit of debt avoidance is it is also one of the most important. Sigh. Fortunately, there are a few tricks of the budgeting trade that can help make the activity a little less tiresome. Here are some budgeting
If you’re on the lookout for a savings option that delivers a good return, but gives you easy access to your money then a cash ISA can be a good choice. Barclays have an appealing offer currently available in the form of a 3-year flexible ISA. Here’s the low down … What it Offers Save
Whether you’re adding money to help them along in the future or whether they’re saving their pocket money for something special, children’s savings accounts can be a great idea. As well as teaching kids the valuable lesson that saving pays off, a good savings account will add interest, meaning their money is earning more cash.