Self-Employed Mortgages

Part Exchange Housing Schemes

Part Exchange Housing Schemes

In an effort to boost a still-sluggish housing market in some areas, builders are increasingly offering part-exchange deals to entice buyers. Known in the trade as ‘PX’ schemes, this type of deal basically enables you to trade in your existing home as part payment for a new build property. It’s chain-free, misses out the estate

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Getting a mortgage with a low deposit

Getting a mortgage with a low deposit

Saving for a deposit on a mortgage can seem like a huge task. With most lenders asking for at least 5% of the property price up front, it usually means having to save thousands of pounds before you can even start looking. The amount of money you have to put down as a deposit can

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Five Ways To Win Over Potential House Buyers

Five Ways To Win Over Potential House Buyers

So you’ve found the home of your dreams, all that’s standing in the way of you living there is the fact that you haven’t yet sold your own house. It’s time to bite the bullet and make sure that potential buyers see the best in your property. Getting your house ready to go on the

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Is it worth overpaying your mortgage

Is it worth overpaying your mortgage

Most of the time it can be a struggle to simply meet the basic mortgage payment each month. But every so often you may have a little extra cash, you may find yourself wondering if it’s worth using it to pay off a bit more of the debt on your home. Interest on savings accounts

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How much can I borrow for a Mortgage

How much can I borrow for a Mortgage

Buying a home is one of the biggest life decisions you will ever make. It is the most expensive thing you will likely ever own. For many people, it’s a financial repayment that they are committing to for the next 15, 20, or even 30 years. If you’re looking to get a long-term mortgage, it

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Harder to get a mortgage now

Harder to get a mortgage now

New rules that came into force at the end of April could make it harder to get a mortgage now. The changes have been brought in to prevent home owners taking on excessive loans and it means lenders will now look more closely at your finances. Before the financial crisis, banks were less strict about

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