State pension

Things to consider before moving abroad

Things to consider before moving abroad

If you’re thinking of joining the 320,000 people who left the UK for foreign climes last year, then read on. Moving abroad will change your life forever, its kind of key that you think things through well before you make the leap. I speak from experience, because I did just that 10 years ago. I

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benefits for the elderly

How will new pension annuity rules affect you?

Pension rules and regulations can be notoriously complex, especially where annuity is concerned. There have been important changes made to annuity rules recently, so it’s vital that you understand exactly what these are and how they might affect you. It doesn’t matter how close you are to retirement, you still need to know what money

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How to save money when you're over 60

Using a pension to lower your tax bill

Whatever your income level, contributing to a pension is an effective ways to lower your tax bill. As well as costing you less overall, you’re also investing in your retirement, which could provide you with a better standard of living in the future. It’s never too early to start planning for later life and putting money

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benefits for the elderly

Thinking of starting a pension?

We might not want to think about getting old or starting a pension, but it’s important to consider how you’ll survive financially once you retire. It’s never too early to start planning for the future and contributing into a pension. However, with the day to day costs of living, especially when raising children, it can

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HMRC logo, emergency tax

National Insurance Payments: How is the money used?

I remember clearly the day that I got my National Insurance card. This is probably showing my age, I’m not even sure that they even issue them anymore! When my little card detailing my National Insurance number arrived in the post it was like a milestone of growing up. Plus I still have it to

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The state pension what to expect

The State Pension: What can you expect?

For years, the UK has had a state pension where providing you have made the appropriate amount of National Insurance contributions, when you reach pension age you would receive a standard amount of money paid to you. Big State Pension shortfall due to people living longer Over recent years, the dynamics in the UK have

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