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Part Exchange Housing Schemes

Part Exchange Housing Schemes

In an effort to boost a still-sluggish housing market in some areas, builders are increasingly offering part-exchange deals to entice buyers. Known in the trade as ‘PX’ schemes, this type of deal basically enables you to trade in your existing home as part payment for a new build property. It’s chain-free, misses out the estate

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Considerations when buying a property

Considerations when buying a property

Your property is probably the most expensive thing you will ever buy. Getting it right is essential, so it pays to take your time and consider your purchase from every angle. Here are some tips for what to look out for when you are buying a new home – some obvious, some less so. It’s

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Five Ways To Win Over Potential House Buyers

Five Ways To Win Over Potential House Buyers

So you’ve found the home of your dreams, all that’s standing in the way of you living there is the fact that you haven’t yet sold your own house. It’s time to bite the bullet and make sure that potential buyers see the best in your property. Getting your house ready to go on the

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How much can I borrow for a Mortgage

How much can I borrow for a Mortgage

Buying a home is one of the biggest life decisions you will ever make. It is the most expensive thing you will likely ever own. For many people, it’s a financial repayment that they are committing to for the next 15, 20, or even 30 years. If you’re looking to get a long-term mortgage, it

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First time buyers guide to getting a mortgage

First time buyers guide to getting a mortgage

A steady income and a small deposit used to be all you needed to get a foot on the property ladder. Then the banking crisis hit and all that changed overnight. First time buyers now face bigger challenges than ever before in securing a mortgage, but never fear – the mortgage products are still out

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Harder to get a mortgage now

Harder to get a mortgage now

New rules that came into force at the end of April could make it harder to get a mortgage now. The changes have been brought in to prevent home owners taking on excessive loans and it means lenders will now look more closely at your finances. Before the financial crisis, banks were less strict about

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