Universal Credit

Using Benefits To Pay Your Bills

Using Benefits To Pay Your Bills

When you’re struggling on a low income, or perhaps trying to get by on benefits alone, the regular round of bills landing on the mat can feel overwhelming. Money management is not always easy, and not everyone has ability to keep tight tabs on their finances all the time. This can easily lead to debt.

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Benefit Sanctions And How To Deal With Them

Benefit Sanctions And How To Deal With Them

Certain benefits come with strings attached. There may be particular things that you have to do in order to remain eligible to receive them, such as attending interviews, or applying for jobs. And if you fail to meet these obligations then the government has the right to temporarily stop or reduce the amount of benefit

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Are You Getting The Right Entitlements

Are You Getting The Right Entitlements

Do you know about all of the benefits you could be entitled to if you are on a low income? Despite the ‘Universal Credit’ system giving the impression that all benefits are rolled into one this is not the case. It replaces only Income-Based Job Seeker’s Allowance and Income Related Employment and Support Allowances, Income

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Tax Credits for people in work

Tax Credits for people in work

Many people who work and are on a low income don’t realise that they still may be eligible to claim tax credits. Whether you are employed or self-employed you could still be eligible. The benefits depend on factors such as your circumstances, earnings and other monies coming into the household along with how many hours

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managing on a low income

Managing on a low income

Purse strings are often tight at this time of year, but if you’re managing on a low income then things can be particularly difficult. Figures published by think tank, The Resolution Foundation, last month suggest that a record 5.2million workers in the UK are in low paid jobs; that means earning less than two thirds

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Social security cuts to affect working families more than non working families

Social security cuts affect more working families than non working families

During the current Parliament, the Government has announced a wealth of measures aimed at cutting the annual welfare bill. The main focus of these has been to encourage more people into work and show that employment actually pays more than living on benefits. However, analysis conducted by the Trade Union Congress (TUC) has found that

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