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Christmas on a budget

Christmas on a budget
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It’s probably true to say that most of us can be prone to throwing a little caution to the wind around Christmas time where our finances are concerned. All that Christmas cheer and over indulgence can be quite contagious. But come January along with the cold and gloom, our credit card statements just add to the misery as they land on the door mat with a rather heavy thud! Can we do Christmas on a budget and still get the same enjoyment out of it? Let’s have a look at where we could possible shave a few pounds off our Christmas spending on gifts!

Online auction purchases

One man’s waste is another man’s treasure! You can often buy toys and games on auction sites such as eBay, that will cost a lot less than buying them from stores. Remember children get bored with their toys and often the things for sale have hardly been used – some things will even be brand new! Keep a special look out for things like kiddie kitchens or shops that clean up really well too. Also remember when your kids have outgrown it – re-auction – keep the cheap goods carousel going and also getting a bit of your own cash back too!

Snap up a charity bargain

Hunt round the charity shops and have a good old rummage. Many people give unwanted gifts straight to charity shops, often in the condition they were originally bought. They are then are re-sold at a fraction of the cost. When you see something – grab it straight away and save it. A cheaper present and a contribution to charity – a double bonus!

Start early

Don’t wait until Christmas to do your Christmas shopping. Keep your eyes peeled all year round, there are sales on or discounts made somewhere all year round. If you are out shopping and stumble on discounts get them and and save them – but remember to keep a list and jot it down so you don’t forget – or you could end up buying two presents for the same person, completely defeating the object.

Get personal

Instead of getting Nana the traditional lavender and handkerchief gift set – get the kids faces put on a mugs, mouse mats or a calendar made. It is the great personal touch that all the grandparents love. There are often some great online deals to be had giving you the big savings and nana and granddad the big smiles.

christmas on a budget

Set the limits!

It’s not just about what you can save – agree what you will spend! There is nothing worse than opening a present that someone has clearly spent a fortune on, knowing you didn’t go quite “the whole hog” on theirs! You might spend the rest of Christmas day cringing every time you think of it! Agree with people you buy for to set limits on spending for you and kids – they will be as relieved as you to know that there are going to be no stings in the gift tail.

Goody bags

If you have a few people that like the same things, buy some Christmas bags and fill them with a few goodies. You can add things such as smellies that are on offer, buy one get one free or buy little sale items to add in. You can spend a tenner but it can look like a lot more.

Christmas shouldn’t be all about the spending leaving you with a mighty headache come the New Year. Setting limits, budgeting and keep a look out for gifts all year round can pay dividends in the long run leaving you feeling a little more relaxed and able to enjoy the important thing about Christmas – family time.

 

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About Shani Fowler

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About Shani Fowler

Shani is 46 years old and a mum to a five year old little boy, Zak. Together with her husband and German Shepherd Bo, they live in Rothwell, Leeds. For over twenty years Shani worked as a Practice Manager in a Solicitors Practice. During her time there she was lucky enough to have been put through University and studied for four years, obtaining a BA (Hons) Degree in Business Studies. Sadly, the Solicitors Practice closed in September of 2012 but the time felt right to spread her wings a little and set up a Freelance Bookkeeping Service which so far has been successful. The flexibility also allows Shani to focus on her passion for writing too. She love reading, writing and dancing and has been dancing for about ten years now despite her husband insisting she's not improved, and informing her she possesses the fluidity of movement similar to that of C3PO (the robot from Star Wars)! Her favourite film is Shaw Shank Redemption, closely followed by Chicago, American Beauty and Philadelphia and her favourite book is Rachel’s Holiday by Marian Keyes. Shani loves to holiday in Ixia, Greece, loves the Lake District and most of all loves her family (including Bo), friends and loves to laugh!

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