Save money on Christmas presents

is a headache for most people, and we see more and more families getting into debt, then they find they are struggling to make repayments. The first thing that you should do is plan your budget and the amount you can afford to pay. Start early if you can and take advantage of any sales

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Back to school money saving tips

  Back to school is an expensive time of year for most parents, especially families with more than one child. It is the time of year that everyone dreads. First of all, you need to make a list and try and stick to it, if it is not on your list, it is probably not

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