Articles written by Catherine Stern

what is parental responsibility

What is parental responsibility

Most parents understand that they have direct responsibility for their child. What is parental responsibility? It is actually a legal term that concerns who has overall responsibility for a child’s upbringing and welfare. It’s important to know whether or not you automatically have responsibility as a parent and if not how you can achieve this.

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Harder to get a mortgage now

Harder to get a mortgage now

New rules that came into force at the end of April could make it harder to get a mortgage now. The changes have been brought in to prevent home owners taking on excessive loans and it means lenders will now look more closely at your finances. Before the financial crisis, banks were less strict about

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not happy with oyur energy suplier then u switch

Not happy with your energy provider then U Switch

When it comes to our energy, broadband or mobile supplier, many of us have thought about switching, but presume that it’s a long and complex process. However, by changing provider you can save a substantial amount and it’s quick and simple so if you are not happy with your energy provider then U Switch. What

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failed delivery compensation

Failed delivery compensation

We’ve all had a delivery or workman that doesn’t turn up on the specified date. It can be extremely frustrating, especially if you’ve had to rearrange your schedule. However, you could be entitled to claim compensation if you’ve incurred any losses as a direct result of having to wait in again for a late or

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How to add value to your home

How to increase the value of your home

Six ways to increase the value of your home Whether you’re thinking of selling soon or at some point in the future, it’s worth considering how some improvements can increase the value of your home. There are some changes that will help to increase the price and give you a better chance of selling. However, other

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Child trust funds

If your child was born between 1st September 2002 and 2nd January 2011 then they should have a Child Trust Fund (CTF) account in their name. These were initially designed to encourage parents and other family members to save for the child’s future. With the introduction of Junior ISAs for children born after this point,

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