Articles written by Jemma Porter

What is a budgeting loan

What is a budgeting loan

If you’re in serious financial trouble and you’re struggling to get any form of credit, a budgeting loan can help. Provided by the Government, these loans are designed for those who need help with essential items. Here you will find out everything you need to know about what a budgeting loan is and how you

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what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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Paying rent arrears

Paying rent arrears

If you’ve fallen behind with your rent, don’t hide from the problem as there is help and advice available. It can be an extremely worrying time when you fall into rent arrears, though the longer you leave it, the worse the problem becomes. It helps if you understand your rights and the correct procedure for

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cheap personal loans

Cheap personal loans

If you need to borrow a substantial amount of cash, you’ll want to ditch the credit card in favour of a personal loan. The loan market is incredibly competitive at the moment, meaning that providers have been forced to lower their rates to attract customers. Competition has been so fierce that rates fell to an

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How to save money at Easter

How to save money at Easter

With Easter fast approaching, you may be wondering how you can save money at this expensive time of year. Granted, it might not be as expensive as Christmas, but there’s still quite a lot to spend. If you’re looking to cut back, while still enjoying the holiday then below you’ll find some of the best

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Benefit Sanctions And How To Deal With Them

Benefits for those looking for work

Looking for work can be a stressful and demoralising experience. These days it can be difficult finding a job and money can become a problem. The good news is there are benefits available for those who are actively seeking work. Job Seeker’s allowance is the main benefit people apply for and it can help to

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