Articles written by Jemma Porter

Look and feel good on a budget

Look and feel good on a budget

Let’s face it, looking good costs money. Trying to keep up with the latest celebrity styles can be impossible if you’re on a budget. If you don’t have a celebrity salary, don’t worry! There are plenty of ways you can look and feel good on a budget. Below you’ll discover some of the easiest and

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Having a baby on a low income

Having a baby on a low income

When you are living on a budget, it can be difficult providing for yourself, never mind a baby. While we’d all like to wait until we are financially secure before we have children, that isn’t always the way it works out. Having a baby on a a low income maybe more difficult but there are

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Is equity release right for me

Is equity release for me

If you’re a homeowner, over time your property builds up equity. You can choose to release some or all of the equity in order to receive a lump sum of money but is equity release for me? While it can seem like a great idea, it isn’t always the best option. It is a long

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offset mortgages

Offset mortgages

Wouldn’t it be nice if you were only charged interested on portion of your mortgage? Offset mortgages give you the chance to do just that – and you don’t have to pay anything extra. So, what’s the catch? Well, there isn’t really one. You need to have savings for starters, as this balance is what’s

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Understanding and calculating rental yield

Understanding and calculating rental yield

The buy to let market can be a really lucrative one, especially as demand has soared as more people are unable to make it onto the first rung of the property ladder. Understanding and calculating rental yield is important in making future decisions on your buy to let property purchase. Many people cannot afford to

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What is a repayment mortgage

What is a repayment mortgage

Getting a mortgage can be a time consuming and difficult task, especially if you’re a first time buyer tying to get on the ladder. There are different types of mortgages, each with their own advantages and disadvantages that you need to be aware of. As it’s one of the most important decisions you’ll ever have

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