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Better ways to borrow than a payday loan

Better ways to borrow than a payday loan

They are one of the quickest and simplest means of securing funds, but anyone taking out a PayDay loan pays heavily for this convenience. PayDay loans are one of the most expensive ways of borrowing money; failure to meet the strict repayment rules can quickly lead to the debt spiralling out of control and seriously

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What is the best way to borrow a small amount

What is the best way to borrow a small amount

If you’re temporarily struggling financially, it can be a good idea to borrow what you need. While not getting a loan is always the best advice you can follow, there are times when they can prove to be useful. At one time lenders would only lend thousands of pounds to borrowers. However, with the rise

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what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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cheap personal loans

Cheap personal loans

If you need to borrow a substantial amount of cash, you’ll want to ditch the credit card in favour of a personal loan. The loan market is incredibly competitive at the moment, meaning that providers have been forced to lower their rates to attract customers. Competition has been so fierce that rates fell to an

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saving money on your holiday

Saving money on your holiday

Winter gloom is enough to prompt many of us to start thinking about our summer holidays. But as with any big expense, it pays to do your homework before parting with your cash. Avoid being drawn-in by mesmerising images of sun-kissed beaches and keep a focus on the numbers. There is plenty of time ahead

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sticking to your Christmas budget

Sticking to your Christmas budget

Christmas is by far the most expensive time of year. With gifts, decorations, cards and food to stock up on, it’s easy to spend way more than you set out to. As stores fight for customers, exclusive deals and great discounts are offered that can seem too good to miss. If you’re on a budget

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