Minimum payments equal high cost debt When you’re strapped for cash with bills falling through your letter box, while ever you can make a minimum repayment on your credit card to keep the wolves from the door, it can be tempting to continue with no real intention of getting that balance back down to zero.
Balance transfer Credit Cards
Maxed out your Credit Card? You have a credit card that is maxed out, you may need to increase the limit to make a specific purchase with the intention of paying it back as soon as possible or you may be wanting to take out a new 0% interest card to transfer the balance. Firstly,
What’s PPI? I’m sure most of us will have been there, sat in the bank, shop or on the end of a phone, nervously waiting to see whether we have been accepted for a loan, mortgage, credit or store card and then signing on the dotted line without really checking the small print. The problem
For many parents, working part time offers you the chance to have a job alongside your other commitments. However, when it comes to applying for credit cards this doesn’t always work in your favour. The financial downturn has meant that more people are working part time. This has resulted in lenders relaxing their criteria, especially
We’ve all seen the adverts on TV trying to temp us to transfer our credit cards or get junk mail through the post declaring you are entitled to 0% or low interest credit card and you must ‘apply today’! But what do balance transfer credit cards really mean for us? Are they just another way