loan sharks

Are the Bailiffs at your door?

Are the bailiffs at your door, demanding payment for debt? The first step is not to panic. Easier said than done when you are facing the prospect of having your possessions taken, but there are steps you can take to make them go away. Don’t bury your head Prevention is always better than cure and

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Fast track Voluntary agreement

Fast track Voluntary Arrangement

For people who’ve already been declared bankrupt, an additional solution to help repay their debts maybe be a Fast Track Voluntary Arrangement (FTVA), which will allow them to have their bankruptcy cancelled. What is a FTVA? An FTVA basically means that someone who has been made bankrupt can apply to sell their assets in order

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credit score?

Can you improve your credit rating?

Are you wondering ‘can you improve your credit rating?’ Your credit score can affect your ability to successfully apply for finance products or benefit from preferential rates. However, do you know exactly how it’s calculated or the best ways of improving it? What’s a credit score? Your credit rating is used by lenders to determine how

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What is a debt relief order?

IVA: Is it the right option for you?

Are you weighing up whether an IVA is the right option for you? If you’re struggling to cope with debt and you’d rather avoid the bankruptcy route, another option may be the Individual Voluntary Arrangement. An IVA is an alternative to bankruptcy and can be a better option if your money problems are temporary and you want to

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can you improve your credit rating?

Checking your credit rating

Checking your credit rating can be essential; the key to all our financial decisions whether it’s getting a new mobile phone contract to applying for a mortgage, all seem to rely on this one major factor. Our credit rating is what lenders use to determine whether they want to provide us some form of credit.

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