Budgeting tips

How to deal with a Bailiff

How to deal with a Bailiff

A bailiff may pay you a visit if you have an unpaid debt and you have not been in contact with whoever you owe the money to. They are also engaged to provide a personal handover service for certain legal documents. Bailiffs are effectively ‘enforcement agents’, whose job is to uphold the law. They have

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How much can I borrow for a Mortgage

How much can I borrow for a Mortgage

Buying a home is one of the biggest life decisions you will ever make. It is the most expensive thing you will likely ever own. For many people, it’s a financial repayment that they are committing to for the next 15, 20, or even 30 years. If you’re looking to get a long-term mortgage, it

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Spring and Summer energy saving tips

Spring and Summer energy saving tips

Without a doubt, we consume more energy in the winter months – dark nights and plummeting temperatures drive our need for electricity and heating. So, when spring and summer arrive it’s easy to forget all about energy and set about the business of enjoying the longer days, getting out and about in the sunshine. But,

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Benefits for students on low incomes

Benefits for students on low incomes

While years of study can eventually have a positive impact on your family finances, at the time it can be a real struggle to get by on a student’s income. Whether you’ve already started your studies or are considering undertaking a course, you may be interested to know that there are some benefits you might

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what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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cheap personal loans

Cheap personal loans

If you need to borrow a substantial amount of cash, you’ll want to ditch the credit card in favour of a personal loan. The loan market is incredibly competitive at the moment, meaning that providers have been forced to lower their rates to attract customers. Competition has been so fierce that rates fell to an

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