Getting a mortgage these days can be pretty tricky, with banks tightening up their conditions for lending and in turn forcing customers to save up larger deposits, have impeccable credit history and stable employment to get the best deals. Once you have battled your way through the ‘screening’ process, the hard work doesn’t stop there.
Buy to let
What’s PPI? I’m sure most of us will have been there, sat in the bank, shop or on the end of a phone, nervously waiting to see whether we have been accepted for a loan, mortgage, credit or store card and then signing on the dotted line without really checking the small print. The problem