Christmas may well only come ‘But Once a Year’, but the hole it can burn in your finances may remain open long after the tinsel has been packed away. The best way to save money at Christmas is not to spend any, but that’s nigh-on impossible and wouldn’t make the season very jolly at all.
The average UK wedding now costs a staggering £21,000 so it’s hardly surprising that most couples choosing to marry need some time to save up before the big day. Set a budget Yes, we know this seems incredibly dull but it’s important that you know how much cash you’re going to have to spend. The
Debt doesn’t just hit your bank balance and credit rating, it can have a huge impact on your emotional wellbeing too. From stress and anxiety over how you’re going to pay all you owe, to the feelings of failure or shame that many people experience when they’ve been heavily in debt, it can take some
With the credit crunch continuing to bite nearly 8 years after it first hit, many loan sharks are cashing-in on the financial vulnerabilities of those most in need. The law states that anyone wishing to operate as a professional money-lender has to be authorised to do so by the FCA – the Financial Conduct Authority.
This may sound like a silly question, but really … do you need to borrow money? Reaching for a credit or store card, buying goods on credit in general, seems to have become the default position for shoppers everywhere. But when economic uncertainty still looms large, it may be time to reassess your buying habits.
Weekly payment stores allow customers to ‘rent’ expensive products with a view to purchasing them towards the end of the agreement. At first glance, this looks like a great deal. You get an item that you may not otherwise be able to afford and you get to keep the product once you’ve paid it off.