Money / Loans /

Cheap Loans

Better ways to borrow than a payday loan

Better ways to borrow than a payday loan

They are one of the quickest and simplest means of securing funds, but anyone taking out a PayDay loan pays heavily for this convenience. PayDay loans are one of the most expensive ways of borrowing money; failure to meet the strict repayment rules can quickly lead to the debt spiralling out of control and seriously

Read More
What is the best way to borrow a small amount

What is the best way to borrow a small amount

If you’re temporarily struggling financially, it can be a good idea to borrow what you need. While not getting a loan is always the best advice you can follow, there are times when they can prove to be useful. At one time lenders would only lend thousands of pounds to borrowers. However, with the rise

Read More
what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

Read More
cheap personal loans

Cheap personal loans

If you need to borrow a substantial amount of cash, you’ll want to ditch the credit card in favour of a personal loan. The loan market is incredibly competitive at the moment, meaning that providers have been forced to lower their rates to attract customers. Competition has been so fierce that rates fell to an

Read More
Are money worries pushing couples to breaking point

Are money worries pushing couples to breaking point

Money has always been a key cause of difficulties between couples. And as the credit crunch continues to bite many partnerships are being ground-down by the interminable need to watch the pennies. When money is tight, even the simplest of innocent spending actions can easily spark an argument as individuals struggle to remain in control

Read More
2015 budget

Making your money go further

No matter how much you earn, you probably wish you could make your money go further. Here are some tips on how to make sure you get the most out of your cash. Budget Even if you don’t find yourself running short at the end of the month, budgeting can be a great way of

Read More