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why you may be turned down for credit

Why you may be turned down for credit

Until the banking crisis in 2008, lenders were virtually throwing money at people and getting a loan or credit was practically routine. After coming under fire for irresponsible lending, they clamped down and the repercussions of that are still being felt six years later. Even now, getting refused for credit can feel like a body

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Christmas on a loan or credit card

Christmas on a Credit Card or Loan

Those Christmas marketing magicians know how to tickle our festive fancy and before we know it, our seasonal ‘must have’ list is as long as your arm. Everything from flashy lights and table decorations to personalised Santa sacks and Christmas jumpers becomes an essential. But stop and think – when the credit card statement hits

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Reclaiming PPI

Reclaiming PPI

If you’ve ever taken out a loan, mortgage, store card, finance or insurance, then it is well worth checking if you paid Payment Protection Insurance (PPI). If you have you may be eligible for reclaiming PPI. What is PPI? PPI is insurance to cover payments should you have an accident, become ill or are made

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bad credit loans

Bad credit loans

Unfortunately, we’re not all blessed with perfect credit ratings, which can cause issues when applying for loans and credit cards. This isn’t always a result of bad financial management and sometimes circumstances mean we’re unable to make the repayments. For those in this situation, there are a number of specialist lenders that are still prepared

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Better ways to borrow than a payday loan

I can’t pay my payday loan

Payday loans can be useful in certain circumstances and when they’re used in the way they were intended. They are an option for short term loans or when emergencies arise and there is no other way to obtain the money. Problems can occur, though, if you find you can’t meet the repayments, but there are

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How to get out of credit card debt

How to get out of credit card debt

Getting into credit card debt is as easy as keying in your PIN number or subscribing to one-click ordering. Getting out can be much more of a struggle. If you are looking at mounting credit card debts and need some help to extricate yourself from this nightmare then read our guide on how to get

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