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Christmas on a loan or credit card

Facts about loans and borrowing money

Whether you’re looking to make a large expensive purchase or want to pay off a few smaller debts creating just one payment, a loan may be the right solution for you. Here are some facts about loans and borrowing money. Can I apply for a loan? If you are over the age of 18, have

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Choosing the right loan for you

Choosing the right loan for you

If you are planning a major purchase, such as home improvements, a new car, or even want to consolidate existing debt, you might want a loan and choosing the right loan for you can be difficult. A personal loan gives you a set amount of money, usually from £1,000 to £25,000, which must be repaid

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refused credit or a loan

Refused for credit or a loan

When the ‘Computer Says No’ being refused for credit or a loan it can feel like an irritation, or the end of the world, depending on your specific needs and circumstances at the time. If you’re wondering what you can do if refused for credit or a loan, and what alternative options there are, then

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payday loans vs overdrafts

Payday loans vs overdrafts

We all know that payday loans involve excruciatingly high interest rates and are really best avoided. So is it payday loans vs overdrafts or should we shop around for an alternative? Those finding themselves a bit short of cash at the end of the month often opt for dipping into an overdraft rather than paying

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payday lenders

Will using payday loans affect my credit rating

There may be times when a PayDay loan is a necessary last resort to get you out of a financial fix. Will using payday loans affect my credit rating and affect the way traditional lenders will view my creditworthiness in the future? BBC Newsnight recently conducted a spot of research that suggested mortgage lenders may

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payday lenders

All you need to know about payday loans

PayDay loans get a hammering in the media, but do provide quick and easy access to cash for those who need it. Statistics suggest that the number of people visiting the pages of PayDay loans websites has leapt by more than 160% in the last year. The demand for quick cash to tide you over

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