You may want to stick to a strict household budget for a variety of things, whether its to save up for a holiday, work your way out of debt or just to boost your savings. Sticking to a stick budget is hard when we live in a materialistic world and credit is so readily available.
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Struggling with debt is never easy. As it plays on your mind and you get more and more worried about the situation staying happy can become a real challenge. If you have financial troubles then looking after your emotional wellbeing is important. Debt has been linked to anxiety and depression and so it’s essential that
Christmas may well only come ‘But Once a Year’, but the hole it can burn in your finances may remain open long after the tinsel has been packed away. The best way to save money at Christmas is not to spend any, but that’s nigh-on impossible and wouldn’t make the season very jolly at all.
In an effort to boost a still-sluggish housing market in some areas, builders are increasingly offering part-exchange deals to entice buyers. Known in the trade as ‘PX’ schemes, this type of deal basically enables you to trade in your existing home as part payment for a new build property. It’s chain-free, misses out the estate
Did you know that you could increase the value of the points on your loyalty card without spending any money? Yes, whether you have a Tesco ClubCard, Nectar Card, Morrisons Match & More card, or all of the above, we give you insider tips and tricks to boost their value. The major retailers use every
This may sound like a silly question, but really … do you need to borrow money? Reaching for a credit or store card, buying goods on credit in general, seems to have become the default position for shoppers everywhere. But when economic uncertainty still looms large, it may be time to reassess your buying habits.