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Beware Of Weekly Payment Stores

Beware Of Weekly Payment Stores

Weekly payment stores allow customers to ‘rent’ expensive products with a view to purchasing them towards the end of the agreement. At first glance, this looks like a great deal. You get an item that you may not otherwise be able to afford and you get to keep the product once you’ve paid it off.

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Dealing with credit and store card debt

Dealing with credit and store card debt

The inevitable monthly flop of the credit and store card bills on the mat is enough to make the heart sink a little. The weight of the debts can hang over you like a cloud; it’s a natural instinct to try to forget all about them. But deep down we all know that shoving the

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What is the best way to borrow a small amount

What is the best way to borrow a small amount

If you’re temporarily struggling financially, it can be a good idea to borrow what you need. While not getting a loan is always the best advice you can follow, there are times when they can prove to be useful. At one time lenders would only lend thousands of pounds to borrowers. However, with the rise

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what is apr

What is APR

Annual Percentage Rate (APR) is the term used to describe the amount it will cost you to borrow money for one year. It is calculated using a standard method with an assumed level of borrowing of £1,200. The calculation also takes into account the interest charges and any other fees, such as annual fees or

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5 Things that can ruin your credit history

5 Things that can ruin your credit history

Building a sound credit history takes time, patience, and a high degree of self-restraint. It means managing your finances carefully over an extended period of time. After all that effort it would be a shame to inadvertently damage your credit rating, but many people don’t realise how shockingly easy this is to do. Here are

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How to finance building a home extension

How to finance building a home extension

If you’ve ever dreamed of having more space in your home then chances are you’ve considered building an extension. Creating extra family space in this way may be more cost-effective than moving house, but will still make a significant dent in your finances – you may think it’s beyond your budget. But don’t give up

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