Check your credit rating

payday lenders

All you need to know about payday loans

PayDay loans get a hammering in the media, but do provide quick and easy access to cash for those who need it. Statistics suggest that the number of people visiting the pages of PayDay loans websites has leapt by more than 160% in the last year. The demand for quick cash to tide you over

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debt relief order

What is a debt relief order

If you owe less than £15,000, don’t have much spare income and possess few assets then a Debt Relief Order (DRO) may be the right debt solution for you. A DRO means that you don’t need to make any payments to creditors listed in the order for the duration of the DRO period (usually one

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Guide to bankruptcy

Guide to bankruptcy

In the wake of the global financial crisis bankruptcy ceased to be a dirty word and instead became a much needed way out for thousands of individuals and businesses across the UK. More recent statistics suggest that numbers have finally stabilised once more. I was always brought up to believe that bankruptcy effectively meant your

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can you improve your credit rating?

Things you probably didn’t that know affect your credit score

Having a good credit score is important when you want to take on new credit such as a loan, mortgage or credit card. Although there is no definitive method of determining your credit rating or ‘score’ (each company will have their own ‘ideal’ customer for their products) there are some obvious factors that will almost certainly

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credit report

Getting hold of your credit report

You might be aware of your credit report, but how many of us actually check it on a regular basis? There are a number of benefits to keeping an eye on your file, especially if you’re about to make a credit application. How do you get hold of your credit report and what areas should

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financing a new business

Buying a new business how do you finance it

When buying a new business its so important to have your finances sorted out,when asked about buying a new business how do you finance it that’s the tricky question!Trying to get the money together  can seem like an impossible task. The good news is there are various avenues you can go down to get the

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