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credit application decline

Credit application declined

 What next? If you have had a credit application declined it might feel like the end of the world. There is often a lot of talk about how important maintaining a good or perfect credit file is. However, while it is disheartening, there are some steps you can take to improve your situation. Whether you’re

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Saving for a house deposit piggy bank

Saving a deposit for a house?

Whether it’s a first home or a house move, saving for a deposit is an important part of buying a property. With the mortgage market still fairly unstable, the best deals are reserved for those with large deposits. How do you budget and plan effectively to help you save more? According to the Halifax House

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letting your house

Home Buyers Guide

Choosing to buy a house will be the most important decision you ever make, so you need to consider all the details. This home buyers guide highlights what you should be thinking about before you make your purchase. Can you afford to buy? We all dream about owning our own home, but this shouldn’t be

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Stressed Man Working On Laptop

Debt management companies: Beware

No doubt you have seen television adverts, received phone calls or text messages promising to write off your huge outstanding debts at one time or another. If so, you have been the target of a debt management company. With the average household debt over around the £54,000 mark and the total outstanding personal debt hitting

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store card incentives banned

Credit Builder Credit Cards: How do they work?

Consumers who’ve had problems with debt in the past will have negatively affected their credit rating. This can cause issues in the future, even if their financial situation is more stable. One way of starting to improve a credit score is to apply for a credit builder credit card, but how do these work? What

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family with mortgage broker

Choosing a mortgage broker

Finding the right mortgage deal is not a quick or easy process. If you go direct to each lender it can take a long time and you won’t always get the best deals. By choosing a mortgage broker, you can research a much wider range of products in a short period of time. What services

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