Payday loans are being thrust at us continuously and the continued rise in living costs combined with stagnating salaries means many families are finding it harder and harder to make ends meet each month. As a result, increasing numbers are turning to short term, high interest loans after exhausting the more traditional lines of credit.
Are you wondering ‘can you improve your credit rating?’ Your credit score can affect your ability to successfully apply for finance products or benefit from preferential rates. However, do you know exactly how it’s calculated or the best ways of improving it? What’s a credit score? Your credit rating is used by lenders to determine how
Are you weighing up whether an IVA is the right option for you? If you’re struggling to cope with debt and you’d rather avoid the bankruptcy route, another option may be the Individual Voluntary Arrangement. An IVA is an alternative to bankruptcy and can be a better option if your money problems are temporary and you want to
Is business borrowing as difficult as it sounds? You have been dreaming up your new business venture, have a business plan that Alan Sugar would be proud of and are ready to embark on your self employed journey of a lifetime. There is just one thing standing in your way- money. Money to set your
Cash injection needed? It’s fair to suggest that in these perilous economic times- most people could benefit from a sudden injection of cash- to help consolidate debt, cope with escalating overheads, attend to essential home repairs, and all manner of other reasons. Are you sure you’re ready for a financial burden? Obviously the major banks,
Applying for a loan can be a little nerve wracking at the best of times and if you have been claiming any income related benefits, you may find it difficult getting credit from usual lenders. But in cases where you need a loan to pay for essential items such as furniture, clothes or rent and