Current accounts

Getting a mortgage with a low deposit

Getting a mortgage with a low deposit

Saving for a deposit on a mortgage can seem like a huge task. With most lenders asking for at least 5% of the property price up front, it usually means having to save thousands of pounds before you can even start looking. The amount of money you have to put down as a deposit can

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do you really need to borrow money?

Do you really need to borrow money?

This may sound like a silly question, but really … do you need to borrow money? Reaching for a credit or store card, buying goods on credit in general, seems to have become the default position for shoppers everywhere. But when economic uncertainty still looms large, it may be time to reassess your buying habits.

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managing your money more efficiently

Manage your money more efficiently

Money management isn’t a subject often taught in schools, yet it’s a skill we all need to use throughout adulthood. Whether you’re looking to spend less, build up some savings or need to be a little more organised with your cash flow, the benefits of managing your money are pretty obvious. Keep a record Make

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Managing direct debits efficiently

Managing direct debits efficiently

On the face of it Direct Debits are a fantastic invention – they help you ensure that you don’t miss critical payments that may otherwise lead to debt. What better way to manage your finances. But before we all start patting ourselves on the back for our own cleverness let’s just take a step back

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Keeping your savings protected

Keeping your savings protected

There was a time when no one thought twice about placing money in a bank or building society for safe keeping. And then we had the financial crisis and a few big name banks collapsed. Panic set in. While this may now seem like a distant nightmare it has left a scar that may never

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Setting Up A Savings Goal For 2015

Setting Up A Savings Goal For 2015

It’s a proven fact that those who set themselves a specific savings goal are more likely to achieve their target than those who simply save willy-nilly. And seeing your savings balance creep upwards each month is the ideal incentive to keep going. The start of a new year is the perfect time to begin your

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